Income Drawdown Pension Plans

Income Drawdown (also known as an unsecured pension) allows you to take the pension commencement lump sum and an income from your pension fund while the fund remains invested and continues to benefit from any fund growth.

It is a flexible alternative to an annuity – which involves you handing over your pension savings to an insurance company in exchange for a guaranteed annual income for the rest of your life. You generally need a substantial fund value of around £75,000 to take income drawdown.

For more advice on Income Drawdown Pensions, please give us a call.

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